Checking Accounts

~NEW~ Free Checking ROCKS!

Want a free checking account? How about one that rewards you with free music?? First Security is now offering a free checking account that allows you to earn four free iTunes purchases each month!***** This account is ideal for college students or the young-at-heart who enjoy rocking out!

� No Monthly Fee
� No Mininum Balance Requirement
� FREE SecurityCash CheckCard*
� FREE Online Banking with BillPay***
� FREE e-Statements
� FREE Online Check Images
� FREE 24/7 Telephone Banking
� No-Annual-Fee First Security Credit Card**
� FREE Incoming Wires

To qualify for four free iTunes per month you must:
� Make at least 12 debit card transactions per month.
� Keep a valid email address for notification that your eStatement is available to view.
� Log in to Online Banking at least once per statement period.

Click below for more information!

Free Checking Rocks

Teal Advantage Checking

You desire the best we have to offer. This premium account pays our highest-tiered interest rates and rewards you with free premium banking services for your full relationship. Simplify your life with one account that does it all!

� FREE 24/7 Telephone Banking
� FREE Online Banking with BillPay***
� FREE Online Images
� No-Annual-Fee First Security Credit Card**
� FREE SecurityCash CheckCard*
� Images Returned
� Interest Bearing****
� FREE Checks
� FREE Cashier's Checks
� FREE Traveler's Checks
� Discount on Safe Deposit Box
� FREE Notary Service
� SecurityPlus Package ($4.95 per month)
- Identity-Theft Protection
- FREE Credit Card Protection
- $30,000 AD&D Insurance
- $100,000 Common Carrier Travel Insurance
- Travel & Entertainment Discounts

� Tiered Interest Rates
� Special CD Bonus Rates
� FREE Investment or Trust Consultation
� Monthly Fee: $15 (waived with $10,000 minimum daily checking balance or
$25,000 minimum daily balance in checking, savings and/or money market)

Security Club Checking

More than just a checking account, Security Club provides you with a fully loaded account that can actually help protect your identity! This account includes all of our premium services including our SecurityPlus Package, Online Banking with BillPay and almost a dozen more valuable perks. And you get it all for a low monthly fee.

� FREE 24/7 Telephone Banking
� FREE Online Banking with BillPay***
� FREE Online Images
� No-Annual-Fee First Security Credit Card**
� FREE SecurityCash CheckCard*
� Images Returned
� Interest Bearing****
� FREE Checks
� FREE Cashier's Checks
� FREE Traveler's Checks
� Discount on Safe Deposit Box
� FREE Notary Service
� FREE SecurityPlus Package
- Identity-Theft Protection
- FREE Credit Card Protection
- $30,000 AD&D Insurance
- $100,000 Common Carrier Travel Insurance
- Travel & Entertainment Discounts
� Monthly Fee: $9

50 Plus Gold Checking

Be rewarded for reaching your prime with this free account that's jam-packed with features. With a relationship of $5,000 or more, you can also become a member of our Gold Club, which offers exciting travel opportunities, a Club newsletter, informative seminars and other great events.

� FREE 24/7 Telephone Banking
� FREE Online Banking with BillPay***
� FREE Online Images
� No-Annual-Fee First Security Credit Card**
� FREE SecurityCash CheckCard*
� Images Returned
� Interest Bearing****
� FREE Checks
� FREE Cashier's Checks
� FREE Traveler's Checks
� Discount on Safe Deposit Box
� FREE Notary Service
� SecurityPlus Package ($4.95 per month)
- Identity-Theft Protection
- FREE Credit Card Protection
- $30,000 AD&D Insurance
- $100,000 Common Carrier Travel Insurance
- Travel & Entertainment Discounts
� Tiered Interest Rates
� Special CD Bonus Rates
� FREE Investment or Trust Consultation
� Travel & Events available with Gold Club Membership
� Monthly Fee: FREE

Interest Checking

If you usually keep at least $1,000 in your account and you want an interest-bearing account with full checking account features, Interest Checking is sure to draw your interest.

� FREE 24/7 Telephone Banking
� FREE Online Banking with BillPay***
� FREE Online Images
� No-Annual-Fee First Security Credit Card**
� FREE SecurityCash CheckCard*
� Images Returned
� Interest Bearing****
� Monthly Fee: $8.50 (waived with $1,000 minimum daily balance)

Regular Checking

You keep at least $500 in your account to avoid a low monthly maintenance fee and want a standard checking account with a detailed statement and check images returned to you.

� FREE 24/7 Telephone Banking
� FREE Online Banking with BillPay***
� FREE Online Images
� No-Annual-Fee First Security Credit Card**
� FREE SecurityCash CheckCard*
� Images Returned
� Monthly Fee: $6 (waived with $500 minimum daily balance)

Student Checking

You're a student, or will be soon, and you need a low-cost checking account with cool features like special school mascot checks and free incoming wires from home.

� FREE 24/7 Telephone Banking
� FREE Online Banking with BillPay***
� FREE Online Images
� No-Annual-Fee First Security Credit Card**
� FREE SecurityCash CheckCard*
� FREE Incoming Wires
� Special School Mascot Checks Available
� Monthly Fee: FREE

Free Checking

Your idea of the perfect account is one without a cost, and you'll take a detailed statement rather than receiving your clearest check images.

� FREE 24/7 Telephone Banking
� FREE Online Banking with BillPay***
� FREE Online Images
� No-Annual-Fee First Security Credit Card**
� FREE SecurityCash CheckCard*
� Monthly Fee: FREE

* When you make a financial transaction or balance inquiry at an ATM not owned by First Security Bank, we may charge you a fee and you may be charged a fee by the ATM owner or operator.

** Subject to credit approval.

*** BillPay includes transaction limitations.

**** Interest is a variable rate and is subject to change. Please refer to Truth-in-Savings disclosure for further details.

*****Free Checking Rocks! monthly downloads are only awarded if you are registered as an eStatement member, access your online account, and have settled 12 POS debit card transactions between the first day of the month and the last business day of the month. Monthly downloads awarded are good for 25 days from award date and must be purchased with your First Security Bank debit card from iTunes. Maximum download expense of $3.96 (4 x $.99/song) will be reimbursed the following statement period and reported as interest earned on your account. New account enrollment bonus downloads are good from account opening date through the end of the first full month statement period, must be purchased using your First Security Bank debit card from iTunes and maximum download expense of $9.90 (10 x $.99/song) will be reimbursed on the statement following your first full month statement after account opening and reported as interested earned on your account. iTunes purchases do not count toward monthly award qualification. No minimum balance required; however, you must deposit a minimum of $100 to open this account. Available to consumers only. Existing First Security Bank checking account holders will not receive new account enrollment bonus. Free to Free Checking Rocks! account terms and conditions for complete details. Offer subject to change. iTunes is a registered trademark of Apple, Inc. Apple, Inc. is not associated with, and has not approved, sponsored or endorsed, First Security Bank or this program.